Insurance for learner drivers
If you wish to learn to drive and you ever plan to use a private car then
you need to ensure the car you are going to use has the appropriate cover.
There are various levels of cover, the minimum of which is known as third
party insurance. Because learning to drive is so expensive these days, then
many people learning to drive do have extra time without their instructor,
typically for students this will mean going out in the car with one of their
parents.
In order to have those additional private lessons then there must be the
appropriate insurance in place. What you will need to do is contact the
provider of the insurance (the car insurance company) for that car and say
that you want to be added as a learner driver on the insurance policy. You
must do this else you will be breaking the law.
Depending on the company, it can be difficult to get and indeed some
companies will actively refuse to add a learner driver to a policy.
Another option to being appended to the insurance holders policy is to
instead get completely separate cover: you can apply for learner drivers car
insurance instead, and this is something that you rather get in your own
name.
The advantage of this type of insurance is that you will be able to have
lessons (depending on the policy of course) in potentially a range of
different cars. So that's also something to consider; searching on google
for learner driver car insurance should turn up some appropriate companies
that provide this type of insurance cover.
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