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Insurance for learner drivers

If you wish to learn to drive and you ever plan to use a private car then you need to ensure the car you are going to use has the appropriate cover.

There are various levels of cover, the minimum of which is known as third party insurance. Because learning to drive is so expensive these days, then many people learning to drive do have extra time without their instructor, typically for students this will mean going out in the car with one of their parents.

In order to have those additional private lessons then there must be the appropriate insurance in place. What you will need to do is contact the provider of the insurance (the car insurance company) for that car and say that you want to be added as a learner driver on the insurance policy. You must do this else you will be breaking the law.

Depending on the company, it can be difficult to get and indeed some companies will actively refuse to add a learner driver to a policy.

Another option to being appended to the insurance holders policy is to instead get completely separate cover: you can apply for learner drivers car insurance instead, and this is something that you rather get in your own name.

The advantage of this type of insurance is that you will be able to have lessons (depending on the policy of course) in potentially a range of different cars. So that's also something to consider; searching on google for learner driver car insurance should turn up some appropriate companies that provide this type of insurance cover.

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Before driving anyone else's motor vehicle you should make sure that: A) the vehicle owner has third party insurance cover B) your own vehicle has insurance cover C) the vehicle is insured for your use D) the owner has left the insurance documents in the vehicle

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